Barty II?Quote:
Originally Posted by Qrazy
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Barty II?Quote:
Originally Posted by Qrazy
Barty would be supportive of private banks, no?Quote:
Originally Posted by Spun Lepton
Yeah. Credit union. $0 charge.
Quiet, you.Quote:
Originally Posted by number8
Uh, so that was yours?Quote:
Originally Posted by Qrazy
My bank, Fifth-Third, only charges if you don't complete a certain amount of transactions per month. The number is so small and would be such a waste of time to commit to memory that I didn't. Either way, no charge for my debit card.
Eh, you might want to check. We're talking about a new monthly charge that for some reason a bunch of banks are implementing at the same time (I think they're all part of a secret cabal or something). Chase currently does the same as yours, charging if you don't use your debit card X amount of times a month (which I always meet because the number is so low), but they're adding a flat monthly fee soon.Quote:
Originally Posted by Kurosawa Fan
[youtube]Hjqy2lJ5yoU[/youtube]
If they are doing it in the future, I haven't received notification yet. I'll keep an eye out. Thanks for the head's up.Quote:
Originally Posted by number8
I've learned some time ago that for every situation in life, there is a hilarious Louis CK bit that explains its existence.
There is a man at work who is really starting to bother me.
He has this constant need to be the "biggest man" in the room, and his idea of "biggest man" is the type of homophobic, chest-thumping meat head you see in movies like Conan and 300.
Any time anyone in the lunch room is talking about stuff like, say, comic books or movies or video games, he rolls his eyes and will interject with nerd-bashing one liners.
Once I asked him if he watched many movies, to which he scoffed and said, "no, I'm more interested in motorcycles and not being a virgin."
Today's episode involved a discussion of a guy who has, up until this past week, always had long hair. He showed up with his head shaved bald, and it was apparently done for some kind of charity.
Anyways a few of us in the lunch room were saying that the bald look actually kind of suited him. You know, how bald is not a look that just anyone can pull off successfully.
One of the guys in the conversation asked Mr. Meat Head if he thought this guy looked good bald, to which he replied, "I wouldn't know - I'm not a faggot."
:frustrated:
"Huh? Then why do you ride a motorcycle?"
Yes, give it back plox.Quote:
Originally Posted by soitgoes...
Explain this.... please.Quote:
Originally Posted by Mara
I hate carrying cash, and places that don't take cards should be burned to the ground.Quote:
Originally Posted by Dukefrukem
I don't write checks if I can help it, and I don't like running up my credit cards, and because I have direct deposit I never carry cash. Pretty much at any given moment, the only way I ever want to pay for anything is my debit card. It's quick, it's convenient, and it keeps me from accruing more debt.Quote:
Originally Posted by Dukefrukem
Plus I've had it for a decade and a half and have the number memorized.
Debit cards are awesome.
No no. I am a big fan of plastic too. My question is how you're justifying giving banks $5-20 a month to use something that should be free. I'm changing banks because of this. And doesn't your debit number change after it expires? Mine does.
Who says it should be free? It's a convenience and service to me. Debit cards are relatively new, only really replacing checks in the last 10-15 years. Banks used to get money when you ordered checks, and they have now lost that income.Quote:
Originally Posted by Dukefrukem
I choose to use a bank-- I could stuff my money in my mattress if I wanted to.
Wells Fargo is one of the few really large banks that didn't threaten bankruptcy and take a government bail-out. I want them to remain solvent. I've gotten excellent service from them for the last... sheesh... thirteen years? I got my home mortgage through them. We have a mutually beneficial relationship and I'm willing to adapt as times change to maintain that.
This is where I think you are wrong. Debit Cards are a commodity now. You can't offer something for free for decades and then take it away. Customers need to realize this and take action instead of sitting back and let the banks control you. The sad part is most people will probably be too lazy to move their money even though it’s relatively simple.Quote:
Originally Posted by Mara
And that mattress analogy is silly Mara. We use banks for a reason otherwise EVERYONE would be doing that. But you are right about one thing. We all use banks for different reasons . Yours is obviously the relationship with your bank. I never deal with tellers, customer service or anything involving a human with my bank. My bank is a place where I can store my money, securely, and having access to electronic transfers. $5-20/month is another BILL. It's not adding any additional service. You are being taken advantage of. With your logic, no one should have canceled their Netflix account or have gone down to only 1 disc out at time.
Um, okay. I'm obviously not as passionate about this as you. I see this as the way things are going to be. Banks are doing this, just like airlines started charging for bags. Yeah, paying more bills isn't fun, but if that's what they need to do to stay afloat, and I want the service, then I'm going to pay it.
When Netflix changed their prices, I said, "Is this service worth it to me?"
No, it wasn't.
With debit card fees, though, the service is worth it. It's not discs in the mail-- it's how I budget, organize, and run my life.
I'm passionate any time something goes up in price. Everyone should be. I don't care if it's gas, food, Blu-rays, taxes, whatever. You have the choice to use a different airline just like you have a choice to use a different bank. If you don't want to choose differently, then you value things differently, just like you said.
I see what you mean, but over time, things go up in price. They always have.